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img{border-radius:4px}.hmf-brand strong{letter-spacing:.11em;font-size:1.1rem;display:block}.hmf-brand small{color:#76591e;letter-spacing:.015em;font-size:.75rem;display:block}.hmf-desktop-nav{gap:22px;margin-left:auto;font-size:.875rem;font-weight:600;display:flex}.hmf-desktop-nav a:hover,.hmf-desktop-nav a[aria-current]{color:#805d19;text-underline-offset:7px;text-decoration:underline}.hmf-button{background:var(--hmf-green);color:#fff;text-align:center;border:1px solid #0000;border-radius:5px;justify-content:center;align-items:center;min-height:48px;padding:12px 23px;font-size:1rem;font-weight:650;line-height:1.5;transition:background .15s;display:inline-flex}.hmf-button:hover{background:#1c5943}.hmf-button-gold{background:var(--hmf-gold);color:#102c22}.hmf-button-gold:hover{background:#efce85}.hmf-button-outline{color:#fff;background:0 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#bd8f2d}.hmf-eyebrow{letter-spacing:.16em;text-transform:uppercase;color:#806020;margin-bottom:20px;font-weight:700;font-size:.875rem!important}.hmf-hero{background:var(--hmf-deep);color:#fff}.hmf-hero-grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:70px;padding-top:85px;padding-bottom:85px;display:grid}.hmf-hero .hmf-eyebrow,.hmf-hero h1 span{color:#e2bf76}.hmf-hero-copy{color:#e0e9e3;max-width:690px;margin:28px 0;font-size:1.2rem;line-height:1.7}.hmf-actions{flex-wrap:wrap;gap:12px;display:flex}.hmf-text-link{color:#175539;text-underline-offset:5px;font-weight:650;text-decoration:underline;display:inline-block}.hmf-hero .hmf-text-link{color:#e2bf76;margin-top:24px}.hmf-hero-panel{border-left:1px solid #577264;padding-left:38px}.hmf-hero-panel>p{color:#dce6df;margin-bottom:28px;font-size:1.05rem}.hmf-hero-panel a{border-top:1px solid #345246;grid-template-columns:35px 1fr;align-items:center;gap:12px;padding:20px 0;display:grid}.hmf-hero-panel a strong{font-size:1.3rem;font-weight:550}.hmf-hero-panel a small{color:#cadacf;font-size:.875rem;display:block}.hmf-hero-panel a>span:first-child{color:#dfbc71;font-size:.875rem}.hmf-hero-panel a:hover strong{color:#dfbc71}.hmf-trustline{border-bottom:1px solid #dce4df}.hmf-trustline>.hmf-container{color:#4d6558;flex-wrap:wrap;justify-content:space-between;gap:24px;padding-top:22px;padding-bottom:22px;font-size:.875rem;font-weight:600;display:flex}.hmf-section{padding-top:88px;padding-bottom:88px}.hmf-section-tint{background:#f2f6f3}.hmf-section-heading{max-width:800px}.hmf-section-heading>p:not(.hmf-eyebrow){color:#52675a;margin-top:22px;font-size:1.1rem}.hmf-grid{gap:24px;margin-top:40px;display:grid}.hmf-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.hmf-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.hmf-card{background:#fff;border:1px solid #d8e2dc;border-radius:7px;flex-direction:column;align-items:flex-start;min-width:0;padding:34px;display:flex}.hmf-card .hmf-card-number{letter-spacing:.1em;color:#805e1d;margin-bottom:30px;font-size:.875rem;font-weight:700}.hmf-card h3{margin-bottom:16px}.hmf-card>p{color:#52675a;margin-bottom:22px}.hmf-card ul{color:#435c4e;gap:7px;margin-bottom:25px;padding-left:19px;list-style:outside;display:grid}.hmf-card .hmf-text-link{margin-top:auto}.hmf-diagnostic{grid-template-columns:1fr 1fr;align-items:start;gap:60px;display:grid}.hmf-diagnostic h2{max-width:600px}.hmf-diagnostic p{margin-top:22px}.hmf-diagnostic .hmf-actions{margin-top:28px}.hmf-diagnostic-grid{background:#cad8ce;border:1px solid #cad8ce;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;display:grid}.hmf-diagnostic-grid span{text-align:center;background:#fff;padding:22px 12px;font-size:.95rem;font-weight:600}.hmf-process{counter-reset:step;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;margin-top:45px;display:grid}.hmf-process li{border-top:2px solid #d7b56e;padding-top:24px;list-style:none}.hmf-process li>span{color:#805e1d;margin-bottom:14px;font-size:.875rem;display:block}.hmf-process li h3{margin-bottom:12px;font-size:1.3rem}.hmf-process li p{color:#52675a}.hmf-split{grid-template-columns:1fr 1fr;align-items:center;gap:56px;display:grid}.hmf-split img{border-radius:7px;width:100%;height:auto}.hmf-split p{color:#52675a;margin:22px 0}.hmf-proof-links{flex-wrap:wrap;gap:20px;margin-top:30px;display:flex}.hmf-cta{background:var(--hmf-green);color:#fff;border-radius:7px;justify-content:space-between;align-items:center;gap:45px;margin-top:64px;margin-bottom:64px;padding:48px;display:flex}.hmf-cta>div{max-width:800px}.hmf-cta .hmf-eyebrow{color:#e2bf76}.hmf-cta p:not(.hmf-eyebrow){color:#e1e9e4;margin-top:20px}.hmf-cta .hmf-button{flex-shrink:0;max-width:100%}.hmf-page-hero{background:#f1f6f2;border-bottom:1px solid #dce5df;padding:30px 0 65px}.hmf-page-hero h1{max-width:1050px;font-size:clamp(2.5rem,4.7vw,4.5rem)}.hmf-page-hero .hmf-intro{color:#4f6557;max-width:860px;margin-top:25px;font-size:1.2rem}.hmf-breadcrumb{color:#52675a;margin-bottom:38px;font-size:.875rem}.hmf-breadcrumb a{text-underline-offset:3px;text-decoration:underline}.hmf-footer{background:var(--hmf-deep);color:#dae5de;padding-top:60px}.hmf-footer-grid{grid-template-columns:1.4fr 1fr 1.1fr 1fr;gap:35px;display:grid}.hmf-footer-brand{letter-spacing:.1em;color:#fff;font-size:1.3rem;font-weight:700}.hmf-footer p{margin-bottom:20px;font-size:1rem}.hmf-footer h2{letter-spacing:.03em;color:#e2bf76;margin-bottom:22px;font-size:.95rem}.hmf-footer a{margin-bottom:10px;font-size:.875rem;line-height:1.6;display:block}.hmf-footer a:hover{text-decoration:underline}.hmf-footer-note{color:#a9bdb0}.hmf-footer-bottom{border-top:1px solid #345246;flex-wrap:wrap;justify-content:space-between;gap:20px;margin-top:40px;padding-top:22px;padding-bottom:22px;font-size:.875rem;display:flex}.hmf-footer-bottom>div{gap:25px;display:flex}.hmf-footer-bottom a{margin:0}.hmf-status{color:#325f45;background:#eaf2ed;border-radius:3px;margin-bottom:18px;padding:5px 10px;font-size:.875rem;font-weight:650}.hmf-reading{max-width:900px}.hmf-reading h2{margin-bottom:24px}.hmf-reading>p{color:#52675a;margin-bottom:24px;font-size:1.1rem}.hmf-case{scroll-margin-top:120px}.hmf-case dl{gap:24px;margin-top:32px;display:grid}.hmf-case dt{color:#153e2e;margin-bottom:7px;font-size:1rem;font-weight:700}.hmf-case dd{color:#52675a}.hmf-contact-layout{grid-template-columns:.7fr 1.3fr;gap:48px;display:grid}.hmf-corporate input,.hmf-corporate select,.hmf-corporate textarea{font-size:1rem!important}.hmf-corporate input::placeholder,.hmf-corporate textarea::placeholder{color:#687b70}.hmf-corporate main .text-xs{font-size:.875rem}.hmf-corporate main .text-sm{font-size:1rem}.hmf-corporate main .text-white\/70,.hmf-corporate main .text-white\/72{color:#dce6df}.hmf-corporate #hmf-content>main:first-child{min-height:300px}@media 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0}.hmf-hero-copy{font-size:1.05rem}.hmf-section{padding-top:56px;padding-bottom:56px}.hmf-grid-2,.hmf-grid-3,.hmf-split,.hmf-diagnostic,.hmf-contact-layout{grid-template-columns:1fr}.hmf-process{grid-template-columns:1fr;gap:26px}.hmf-card{padding:26px}.hmf-cta{margin:40px 22px;padding:30px 24px;display:block}.hmf-cta .hmf-button{margin-top:26px}.hmf-page-hero{padding-bottom:45px}.hmf-footer-grid{grid-template-columns:1fr 1fr;gap:28px 22px}.hmf-footer-grid>div:first-child{grid-column:1/-1}.hmf-trustline>.hmf-container{grid-template-columns:1fr 1fr;gap:15px;display:grid}.hmf-diagnostic-grid span{padding:17px 8px}.hmf-footer-grid>div:last-child{grid-column:1/-1}.hmf-corporate h2{font-size:2rem}.hmf-split{gap:32px}.hmf-breadcrumb{margin-bottom:28px}}@media (prefers-reduced-motion:reduce){.hmf-corporate *{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media (max-width:380px){.hmf-brand img{width:38px;height:38px}.hmf-brand{gap:8px}.hmf-brand strong{font-size:.8rem}.hmf-brand small{max-width:140px;font-size:.75rem}.hmf-menu-button{padding:8px 10px}.hmf-header-inner{gap:8px}}.hmf-footer-logo{background:#fff;border-radius:5px;width:72px;height:72px;margin-bottom:18px;padding:8px;display:block}@media (max-width:380px){.hmf-brand img{width:48px;height:48px}.hmf-brand small{max-width:130px}}.hmf-brand img{object-fit:contain;width:180px;height:72px}.hmf-footer-logo{border-radius:0;width:190px;height:76px;padding:8px}@media (max-width:760px){.hmf-brand img{width:160px;height:64px}}@media (max-width:380px){.hmf-brand img{width:144px;height:58px}}